FAQs

About SV Capital

Are you regulated?


SmartVest Capital Trading as SV Capital is a registered company (2017/194453/07) in South Africa governed by the Companies Act 71 of 2008. The Financial Sector Conduct Authority (FSCA), formerly known as the Financial Services Board (FSB), is the market conduct regulator of financial institutions, that provide financial products and financial services, financial institutions that are licensed in terms of a financial sector law, including banks, insurers, retirement funds and administrators, and market infrastructures. SV Capital is not, by definition, a financial services institution according to the Rules and Regulations of the FSCA. For more information click here to read the report from the FSCA.




Is my money is safe?


Yes, SV Capital partners with companies that are experienced and have a proven track record in their industry. We perform extensive due diligence on all our partners.




What BEE level is SV Capital?


Level 1 100% black-owned and 50% female owned.





About Investing

I am not South African can I still invest?


SV Capital products are available to anyone and everyone as long as you meet the minimum investment amount you are welcome to invest from anywhere in the world.




What application form do I fill out to start investing?


To start investing, you simply register on the website. Once registered you can start investing




Why do you need my banking details?


We require your banking details for FICA purposes. The banking details provided will be kept on record as the primary banking details to pay funds back into when your investment matures.




What if I need to change my bank account details?


You can change your bank account details. You will need to provide us with a copy of your bank statement or a bank confirmation letter.




Is there a registration fee?


No, there is no registration fee.





Cattle Investment

Do I own the cattle?


No, you are investing alongside other investors into a herd of cattle. You own a percentage in a herd of cattle rather than own 1 cattle that belongs to you.




How long do I have to make the R500 monthly contributions for?


We suggest 12 months however you can start and stop the contributions as you please.




Does SV Capital debit my account monthly?


No, you can either set up a stop order with your bank to make automatic monthly contributions or you can manually make a Direct EFT to the provided bank account details every month.




If I contribute R500 monthly, do I get R6000 at the end of 12 months plus the returns?


No, SV Capital collects money every 2 months (“raising cycle”) and purchases a batch of cattle every 2 months. Thus your money will be invested in batches every 2 months and your 12months will start then. This means your money will paid out every 2 months the following year




What happens after 12 months?


After 12 months, we will require a maturity instruction from you. You can either reinvest the money or Cashout. If you reinvest the money, this will be reinvested for another fixed term (12months). If you cashout your investment, these funds will be paid back into your bank account initially provided.




How does the 20% performance fee work?


The performance fee is calculated after the 12months. The performance fee is effective if the benchmark rate of CPI+4% is achieved. If the returns exceed the benchmark rate, the returns above the benchmark will be split 80% to the investor and 20% to SV Capital.




How often will I get feedback?


A report on the performance of the all the cattle will be available every 6 months.




Is my investment guaranteed?


Your investment is not guaranteed; however 99% of the cattle are guaranteed. SV Capital has taken measures to ensure the best possible outcome by conducting extensive due diligence on the farmers that we work with but there is a level of risk that you will be taking in this investment.




Can I invest in a pregnant cow?


We do not have the option to invest in a pregnant cow. All our cattle are placed in a feedlot for beef production purposes, we do not breed cattle.




What is the potential risk?


The two main risks is:

  1. The market price at the time of sale
  1. Livestock doesn’t gain the expected weight
We have put measures in place to mitigated as much of the risk as possible by having a guaranteed buyer when the livestock reaches its optimum weight





Website Issues

Why cant I see my balances?


You will not be able to see your balances if your profile has not been updated. Please ensure you update your profile and contact us should the balances not update within 48 hours.





INFO

CUSTOMER SERVICE

+27 11 568 3490

enquiry@svcapital.co.za

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